Ryan Spreen
Branch Manager
NMLS #108431
Not Intended for NY Borrowers
Ryan Spreen, Branch Manager of Mortgage Network Solutions in Lambertville NJ, has over 17 years of experience in the mortgage financing industry.
His honest, sincere and no nonsense approach to mortgage financing adds a sense of humor, calmness and relief for his customers. During his career Ryan has had over 50 employees and has won awards for highest production, service and top branch. He has been exposed to nearly every challenge thrown at him from a tumultuous, ever changing industry and has the innate ability to find the solution. His motto is, “There are no problems, only challenges.”
As a specialist and expert in his field, you wouldn’t know it from his casual attire or unconventional methods. Ryan is not only a banker but a broker enabling his clients to maximize their options. His office is approved with over forty lenders and has every mortgage product that is available in today’s market ranging from VA, FHA, USDA, Harp, conventional, jumbo, stated income, reverse, construction, home equity lines of credit, cash out refinances and 100% financing with no MI. His office is licensed to do business in New Jersey and Pennsylvania for both purchases and refinances. There is no one quite like Ryan as you'll find out for yourself after speaking with him.
What is a Limited Cash-Out Refinance?
Nov 11, 2026
Learn how a limited cash-out refinance works, including cash limits, eligibility, costs, and when it may fit mortgage goals.
How Long Does It Take to Sell a Home? A Practical Timeline
Nov 04, 2026
Selling a home takes preparation, market time, and closing. Learn the timeline factors that can speed up or slow down
VA Non-Allowable Fees: What Veterans Should Know
Oct 28, 2026
Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
