About Jose

Not Intended for NY Borrowers

As a second-generation American born in California. My journey brought me to Georgia at a young age, thanks to the restaurant business that my family has dedicated their lives to. Growing up, I witnessed the hard work and sacrifices my parents made to provide a better life for my siblings and me, and it instilled in me a deep appreciation for the opportunities this great country offers.

With over 25 years of experience in the restaurant industry and 10 years in sales, I have honed my skills in customer service, management, and building strong relationships. Now, as a Mortgage Loan Originator, my mission is to help people realize their dreams of home ownership. I am committed to providing dedicated service and going above and beyond to make the dream of owning a home a reality.

Whether you’re a first-time homebuyer, looking to refinance, or simply want to discuss the process of homeownership, I am here to guide you through every step with professionalism and care. Let’s work together to make your homeownership dreams come true.

Learn More
Your Home Equity: 10 Ways to Cash Without Moving Out

Your Home Equity: 10 Ways to Cash Without Moving Out

Oct 07, 2026

Explore 10 practical ways to use home equity wisely, plus key risks and tips to decide what may fit your goals.

Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Sep 30, 2026

Closing costs vary widely by state. Learn what drives mortgage closing costs, where buyers pay more, and how to budget ahead.

Should First-Time Buyers Consider a Lease Option?

Should First-Time Buyers Consider a Lease Option?

Sep 23, 2026

Learn how a lease option works, key pros and risks, and when it may help first-time buyers move toward homeownership.

Contact Jose
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2036 Foulk Rd, Suite 102
Wilmington, DE 19810

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Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage