About Jose

Not Intended for NY Borrowers

As a second-generation American born in California. My journey brought me to Georgia at a young age, thanks to the restaurant business that my family has dedicated their lives to. Growing up, I witnessed the hard work and sacrifices my parents made to provide a better life for my siblings and me, and it instilled in me a deep appreciation for the opportunities this great country offers.

With over 25 years of experience in the restaurant industry and 10 years in sales, I have honed my skills in customer service, management, and building strong relationships. Now, as a Mortgage Loan Originator, my mission is to help people realize their dreams of home ownership. I am committed to providing dedicated service and going above and beyond to make the dream of owning a home a reality.

Whether you’re a first-time homebuyer, looking to refinance, or simply want to discuss the process of homeownership, I am here to guide you through every step with professionalism and care. Let’s work together to make your homeownership dreams come true.

Learn More
VA Non-Allowable Fees: What Veterans Should Know

VA Non-Allowable Fees: What Veterans Should Know

Oct 28, 2026

Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.

How Much Down Payment Do You Really Need?

How Much Down Payment Do You Really Need?

Oct 21, 2026

Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.

New FHFA Loan Limits  for 2027

New FHFA Loan Limits for 2027

Oct 14, 2026

Explore the new FHFA loan limits for 2027 and see how they benefit home buyers, home sellers and financing options this year.

Contact Jose
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2036 Foulk Rd, Suite 102
Wilmington, DE 19810

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Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage