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Required Documents

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Below is a standard list of information we may need to complete the loan process. Please click on home page(top left) and call us directly for a free, no-obligation consultation. You will be glad you did!

  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements (ALL PAGES)
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced...a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

    For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet